AI co-pilot · SME owners, 10-100 staff
The AI co-pilot that sees what you cannot.
Courant cross-references your internal data — invoices, projects, cash, email — with the French public registries Sirene, BODACC and France Travail. Three questions, one costed answer, under thirty seconds.
Data hosted in France · GDPR · no lock-in
- What is my company worth today?
- Which client is about to walk?
- Is this the right time to hire?
- to a costed verdict
- < 30 s to a costed verdict versus two to six weeks with an advisory firm
- ahead of insolvency
- 60-90 d ahead of insolvency detected before your accountant sees it
- per month, beta pricing
- €290 per month, beta pricing versus €15-50k a year in fees
Who it is for
SME owners, 10 to 100 staff
Too big to run on instinct. Too small to afford a CFO, a COO and an M&A advisor. You make fifty decisions a week — Courant hands you the five that matter.
The three modules
Three questions nobody answers for you continuously
Pick a module to see the demo on a sample company.
-
What am I worth?
A valuation range built on public sector multiples (Argos, BPI), adjusted for the quality factors of your business. The five costed levers that move it up.
What an M&A firm bills €10-30k to produce once — kept current in real time.
See the demo -
Client risk
For every active client: an internal score (invoices, projects, communication) and an external one (BODACC insolvency filings, director history) — consolidated verdict and costed actions.
Spots failures 60 to 90 days before your accountant does.
See the demo -
Hiring decision
Cross-references team saturation, pipeline, cash runway, labour-market tension (France Travail) and legal exposure. A go / wait / no verdict with a three-year net impact.
So you decide without regretting it six months later.
See the demo
How it works
Three layers: sense, predict, act
- 01
Sense
Connects to the tools you already use — accounting, CRM, ticketing, email — and aggregates the public sources: Sirene, BODACC, France Travail, INSEE.
- 02
Predict
Sector models and LLMs (Claude Opus and Sonnet) turn ten heterogeneous sources into one readable verdict, with a stated confidence level.
- 03
Act
Concrete recommendations, prioritised, with euro impact. You decide, Courant executes: email, alert, automated follow-up.
Why not an advisory firm?
Cost against frequency
A firm answers once. Courant answers continuously.
| M&A firm | M&A firm | Accountant | Courant |
|---|---|---|---|
| Valuation | €10-30k per report | not covered | real time |
| Client risk | not covered | quarterly snapshot | continuous monitoring |
| Hiring decision | not covered | payroll simulation | cash + market + risk |
| Annual cost | €15-50k | €3-10k | from €290/month |
| Time to answer | 2 to 6 weeks | 3 to 7 days | under 30 seconds |
Convinced? We will set it up on your data.
Hands-on onboarding for the first design partners. Two hours to connect your tools, twenty-four hours to your first valuation verdict.
€290 /month — beta pricing
Get in touch- Data hosted in France (GCP europe-west1)
- GDPR compliant
- No lock-in